Posted by: islamicfinancingnews | February 28, 2014

Here’s some interesting ways that ijara loans and real estate will change this year

Nothing stays the same for very long where real estate is concerned and people who are planning on purchasing Islamic loans USA will find some interesting changes in the landscape according to the experts in 2014.

  • Rates will include good news and bad news. The pundits are predicting that 2014 will have good news in that the rates will stay historically low, but bad news in the fixed rate that will rise up to 5 percent.
  • There’s more good news in the prediction that both markets and prices will stabilize this year. With federal interventions in the marketplace coming to an end and interest rates starting to rise, the resulting organic stability will let more and more buyers know exactly where they stand.home ownership
  • Regulations will have an impact in the coming year too. There’s even a new ‘ability to repay rule’ which puts the onus on lenders to make sure the borrowers are not an undue risk for repayment.

However, clients looking for  ijara loans will find that many of the important aspects of these Islamic finance vehicles will remain the same including the ability to stay away from riba.

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